Axis Bank offers education loans for both India and abroad. While their interest rates are higher than PSBs, they offer quicker processing and accept a wider college list than SBI.

Key Features at a Glance

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Interest Rate
13.70%–15.20%
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Max Loan
₹2 Crore+
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Tenure
Up to 15 years
  • ✅ Fast processing — 5–7 working days
  • ✅ Wide college acceptance
  • ✅ Pre-visa disbursement for abroad loans
  • ✅ Floating rate — benefits from RBI rate cuts
  • ✅ Digital loan application available

Documents Required

  • 📄 Admission letter from university/college
  • 📄 Academic marksheets (10th, 12th, graduation)
  • 📄 Co-applicant KYC: Aadhaar, PAN, Passport
  • 📄 Income proof: Salary slips (3 months) / ITR (2 years)
  • 📄 Bank statements (6 months)
  • 📄 Fee structure / cost of education certificate
  • 📄 Collateral documents if applicable

Why Apply Through StudyCapital?

As an authorised DSA partner, StudyCapital can:
• Submit your application with priority processing
• Negotiate your interest rate (we have volume relationships)
• Ensure zero document rejection by pre-checking your file
• Get you a decision in 3–5 working days vs 2–4 weeks directly

Our service is 100% free — lenders pay us, not you.